Owner Financing — Buy Land Without a Bank
No credit checks. No bank approval. No hassle. Flexible terms up to 30 years.
How It Works
Three simple steps to owning your piece of Maine.
Choose Your Property
Browse our available listings. Each property includes full details — location, acreage, pricing, and photos. Ask us anything.
Make a Down Payment
Secure your property with a down payment (typically 10–20%). We'll work with you on an amount that fits your budget.
Easy Monthly Payments
Pay off your land with fixed monthly payments over terms up to 30 years. Once paid in full, you receive a warranty deed with clear title.
Benefits of Owner Financing
No Bank Required
Buy directly from us. No mortgage applications, no bank fees, no waiting weeks for approval.
No Credit Check
Your credit score doesn't matter. Everyone qualifies for owner financing regardless of credit history.
Low Down Payment
Start with as little as 10% down. We want to make land ownership accessible to everyone.
Fixed Monthly Payments
Your payment stays the same every month. No surprises, no adjustable rates, no balloon payments.
Fast & Simple Closing
Skip the long bank process. We can close in as little as 7 days once you're ready.
No Prepayment Penalty
Pay off your land early without any extra fees. We encourage it!
Calculate Your Monthly Payment
No banks. No credit checks. Flexible terms up to 30 years.
Frequently Asked Questions
Do I need a credit check?
No! We do not run credit checks. Owner financing is available to everyone regardless of credit history.
How much is the down payment?
Down payments typically range from 10–20% of the purchase price, but we work with buyers to find an amount that fits their budget.
What happens if I miss a payment?
We understand life happens. Contact us and we'll work with you. We offer grace periods and will always try to find a solution.
Can I pay off my land early?
Yes! There are no prepayment penalties. You can pay off your land anytime without extra fees.
When do I get the deed?
Once your land is paid in full, we transfer a warranty deed to you with clear title. During the payment period, you have full use of the property.
Can I build on the land during financing?
In most cases, yes — with approval. Contact us to discuss your plans and we'll work with you.